Blogging about real estate in Orange County, California

So it's been just over a year since I posted an extensive list of phone numbers for down payment assistance programs in California.  With so many incredible deals on the market, I think it's a good time to rehash this info:

The truth is, the government WANTS you to own a home. It's good for society, it's good for the overall economy. And, of course, the cities rely upon property taxes in order to function. So it's in the cities' best interest to help people buy in their areas. Keeping up local home prices and bringing new people on at those current prices is something the cities have every reason to want.

SO, all that in mind (along with all the noble reasons for wanting to help people buy homes, which I'm sure I need not bore you with here), they create programs that help make it easier for people (especially first-time home buyers) to buy homes in their area. I'm going to be looking further into some of the specific programs involved in that Anaheim transaction, because I understand several were used in conjunction with each other, but an initial web search yielded this helpful list of phone numbers:

Cities in California with Down Payment Assistance Programs:

Alameda Downpayment Assistance Program (DAP)
$10,000 (510) 749-5824

Anaheim Home Program (HOME)
$35,000 (714) 765-4340

Anaheim Police Residence Assistance Program (PRAP)
$20,000 (714) 765-4340

Anaheim Second Mortgage Assistance Program (SMAP)
$25,000 (714) 765-4340

Brentwood Police Officer Recruitment Incentive Program (BPOAP)
$28,500 (925) 516-5195

California Gold Taxable MRB Second Mortgage Loan Program (SML)
$25,000 (916) 444-2615

California School Facility Fee Down Payment Assistance Program (DPA)
$25,000 (916) 322-1353

Culver City Mortgage Assistance Program (MAP)
$60,000 (310) 253-5780

El Monte Down Payment Assistance Program (DPAP)
Max 22% (626) 580-2070

Grand Terrace Affordable Housing Program (AHP)
$25,000 (909) 825-3825

Hawthorne First Time Homebuyer Program (FTHP)
$80,000 (310) 970-7086

Hemet First Time Homebuyer Downpayment Assistance Program (DAP)
$25,000 (909) 765-2388

Hesperia First Time Homebuyer Downpayment Assistance Program (DAP)
$20,000 (760) 947-1910

Imperial First Time Home Buyer Program (FTHB)
$20,000 (760) 355-4373

La Quinta Home Purchase Program (HPP)
$85,000 (714) 541-4585

Long Beach Housing Development Company Downpayment Assistance Program (DAP)
$10,000 (562) 570-6949

Los Angeles County Home Ownership Program (HOP)
$60,000 (213) 890-7248

Los Angeles County Montebello Housing Development Corporation Calhome FTHB Mortgage Assistance Program (MAP)
$30,000 (323) 722-3955

National City First-Time Homebuyer Program (FTHP)
$17,000 (619) 336-4250

Norco First Time Homebuyer Program (FTHB)
$22,500 (909) 270-5645

Oxnard Historical Enhancement & Revitalization of Oxnard (HERO)
$5,000 (805) 385-7400

Oxnard Resale Housing Conditional Matching Grant Program (GRANT)
$10,000 (805) 385-7400

Palmdale Mortgage Assistance Program (MAP)
$10,000 (661) 267-5126

Pasadena Homeownership Opportunities Program (HOP)
$60,000 (626) 744-8316

Pasadena Neighborhood Housing Services Inc CalHome First Time Homebuyer Program (FTHP)
$30,000 (626) 744-4141

Paso Robles CalHome Program (CalHome)
$90,000 (805) 237-3970

Pomona Calhome First Time Home Buyer Program (FTHB)
$30,000 (909) 620-3630

Rancho Cucamonga First Time Homebuyer Program
$16,000 (909) 884-6891

Redlands First Time Homebuyer Program (FTHB)
$15,000 (909) 884-6891

Riverside CalHome Mortgage Assistance Program (MAP)
$30,000 (909) 341-6511

Riverside County Individaul Development Account (IDA)
$4,000 (909) 955-4900

San Diego County San Diego Neighborhood Housing Services CalHome Program (CalHome)
$40,000 (619) 282-6647

San Diego Down Payment Assistance Grant (DPAG) Program
$7,500 (619) 578-7491

San Diego Neighborhood Housing Services Cost Assistance Support for Homebuyers Program (CASH)
$10,000 (619) 282-6647

San Fernando First Time Homebuyer Program (FTHP)
$45,000 (81 898-1233

San Marcos Down Payment Assistance Loan Program (DPAL)
$10,000 (760) 744-1050

Simi Valley Closing Cost Grant Assistance (GRANT)
$3,000 (805) 583-6853

Simi Valley First Time Homebuyer Assistance Program (FTHB)
$40,000 (805) 583-6853

Upland Primary Assistance Loan Program (PAL)
$30,000 (909) 931-4113

Ventura First Time Home Buyer Grants Program (HBAP)
$45,000 (805) 654-0038

Victorville Mortgage Assistance Program (MAP)
$5,000 (760) 955-5032